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Survey by debt charity finds many families going without food, furniture and new clothes as they struggle with huge debts.
The number of young people seeking help with debt issues has increased by more than a fifth in the last year.
Government refusal to guarantee funding for schemes will force families to turn to food banks and loan sharks, say critics
New rules which force unemployed people to wait seven days to claim benefits will push thousands into the arms of payday lenders, warn SNP.
Zero hours contracts are forcing Scottish workers to turn to food banks and payday lenders, according to a new report from Citizens Advice Scotland (CAS).