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Local authorities plan to find £824m of savings, meaning they will be spending £6bn less on social care than in 2010 when austerity began.
Social care in England faces a funding gap of at least £2.6 billion by 2020.
Two councils, Fife and Glasgow, are investigating idea of offering everyone a fixed income regardless of earnings.
Public accounts committee says cuts in local government could mean costs fall on other services, carers or people cared for.
Concerns that privatisation, as an option to be considered by the Council, could lead to a watering down of the terms and conditions for the carers.